---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-023820"
form_type: "8-K"
ticker: "MNSB"
cik: "0001693577"
company_name: "MainStreet Bancshares, Inc."
filed_at: "2026-07-20T12:00:16+00:00"
generated_at: "2026-07-20T12:05:18.244108+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# MainStreet Bancshares Q2 2026 net income $4.7M, EPS $0.58, NIM 3.53%

## Summary
- Net income of $4.7M, up 14% sequentially; diluted EPS $0.58.
- Net interest margin expanded to 3.53% for the quarter.
- Repurchased 207,000 shares; tangible book value rose to $26.30 per share.
- New loan originations of $78M; loan-to-deposit ratio at 100%.
- Zero net charge-offs; nonperforming assets at 2.77% of total assets.

## SEC filing metadata
- accession: 0001437749-26-023820
- form_type: 8-K
- ticker: MNSB
- cik: 0001693577
- company_name: MainStreet Bancshares, Inc.
- filed_at: 2026-07-20T12:00:16+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1693577/000143774926023820/0001437749-26-023820-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1693577/000143774926023820/main20260505_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-023820
- JSON: https://secwatch.observer/filing/0001437749-26-023820.json
- Plain text: https://secwatch.observer/filing/0001437749-26-023820.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.