{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-023919","form_type":"8-K","ticker":"MBWM","cik":"0001042729","company_name":"MERCANTILE BANK CORP","filed_at":"2026-07-21T13:01:51+00:00","discovered_at":"2026-07-21T13:03:01.164940+00:00","generated_at":"2026-07-21T13:03:09.860209+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Mercantile Bank Q2 2026 EPS $1.50 vs $1.39 YoY; NIM 3.59%; commercial loans up 11.7% annualized","bullets":["Net income $25.9M ($1.50 diluted EPS) vs $22.6M ($1.39) in Q2 2025; adjusted EPS $1.53.","Net interest income $57.3M (+15.7% YoY); net interest margin 3.59% vs 3.48%.","Commercial loan growth $115M (annualized 11.7%) in Q2; total loans up $98.9M.","Nonperforming assets fell to $5.8M (0.1% of assets) from $7.9M at Dec 31, 2025.","Announced increased Q3 2026 cash dividend; tangible book value $38.42 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-023919","json":"https://secwatch.observer/filing/0001437749-26-023919.json","markdown":"https://secwatch.observer/filing/0001437749-26-023919.md","text":"https://secwatch.observer/filing/0001437749-26-023919.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1042729/000143774926023919/0001437749-26-023919-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1042729/000143774926023919/mbwm20260604_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T13:03:09.860209+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}