---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-023945"
form_type: "8-K"
ticker: "FCBC"
cik: "0000859070"
company_name: "FIRST COMMUNITY BANKSHARES INC /VA/"
filed_at: "2026-07-21T20:14:00+00:00"
generated_at: "2026-07-21T20:15:19.848456+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Community Bankshares reports record Q2 net income $22.51M; dividend raised to $0.33

## Summary
- Net income of $22.51M ($1.19 diluted EPS) vs $12.25M in Q2 2025, up 83.84%.
- Quarterly dividend increased 6.45% to $0.33 per share, payable Aug 21 to holders of record Aug 7.
- Pre-tax gain of $10.39M on sale of Bearing Insurance stake boosted noninterest income.
- Net interest margin stable at 4.38%; ROA 2.49% and ROE 16.90% for Q2 2026.
- Adjusted net income (excl. non-recurring items) was $14.38M, up 17.47% YoY.

## SEC filing metadata
- accession: 0001437749-26-023945
- form_type: 8-K
- ticker: FCBC
- cik: 0000859070
- company_name: FIRST COMMUNITY BANKSHARES INC /VA/
- filed_at: 2026-07-21T20:14:00+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/859070/000143774926023945/0001437749-26-023945-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/859070/000143774926023945/fcbc20260526_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-023945
- JSON: https://secwatch.observer/filing/0001437749-26-023945.json
- Plain text: https://secwatch.observer/filing/0001437749-26-023945.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.