{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-023959","form_type":"8-K","ticker":"FSBW","cik":"0001530249","company_name":"FS Bancorp, Inc.","filed_at":"2026-07-21T20:39:48+00:00","discovered_at":"2026-07-21T20:41:00.273397+00:00","generated_at":"2026-07-21T20:41:08.355862+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"FS Bancorp Q2 net income $7.9M ($1.04 EPS); declares $0.29 dividend","bullets":["Q2 2026 net income $7.9M ($1.04 diluted EPS) vs $7.8M ($1.02) prior quarter and $7.7M ($0.99) year ago.","Board declared 54th consecutive quarterly cash dividend of $0.29/share, payable Aug 21, 2026 to holders of record Aug 7.","Total deposits fell $188.7M (7.2%) to $2.45B, driven by $201.1M decrease in brokered deposits; cost of deposits improved to 2.18%.","Loans receivable net increased $4.9M to $2.63B; commercial real estate up $88.9M YoY, consumer loans down $33.1M YoY.","Repurchased 87,000 shares for $3.6M at avg $41.81; book value per share rose to $43.57 (+2.7% QoQ, +10.2% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-023959","json":"https://secwatch.observer/filing/0001437749-26-023959.json","markdown":"https://secwatch.observer/filing/0001437749-26-023959.md","text":"https://secwatch.observer/filing/0001437749-26-023959.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1530249/000143774926023959/0001437749-26-023959-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1530249/000143774926023959/fsbw20260514_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T20:41:08.355862+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}