secwatch.observer — SEC 8-K summary
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Issuer:     FS Bancorp, Inc. (FSBW)
CIK:        0001530249
Form:       8-K
Filed at:   2026-07-21T20:39:48+00:00
Accession:  0001437749-26-023959
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FS Bancorp Q2 net income $7.9M ($1.04 EPS); declares $0.29 dividend
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- Q2 2026 net income $7.9M ($1.04 diluted EPS) vs $7.8M ($1.02) prior quarter and $7.7M ($0.99) year ago.
- Board declared 54th consecutive quarterly cash dividend of $0.29/share, payable Aug 21, 2026 to holders of record Aug 7.
- Total deposits fell $188.7M (7.2%) to $2.45B, driven by $201.1M decrease in brokered deposits; cost of deposits improved to 2.18%.
- Loans receivable net increased $4.9M to $2.63B; commercial real estate up $88.9M YoY, consumer loans down $33.1M YoY.
- Repurchased 87,000 shares for $3.6M at avg $41.81; book value per share rose to $43.57 (+2.7% QoQ, +10.2% YoY).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1530249/000143774926023959/0001437749-26-023959-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1530249/000143774926023959/fsbw20260514_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-023959

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer