---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-024142"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2026-07-22T20:35:13+00:00"
generated_at: "2026-07-22T20:36:07.950361+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cathay General Q2 net income $92.2M, EPS $1.37; NIM expands to 3.48%; buyback authorization increased

## Summary
- Net income $92.2M ($1.37 diluted EPS) vs $86.9M ($1.29) in Q1 2026 and $77.5M ($1.10) in Q2 2025.
- Net interest margin improved to 3.48% from 3.43% Q1; net interest income up 3.5% to $200.9M.
- Total loans grew 2.2% to $20.62B; deposits up 1.9% to $21.06B.
- Board approved increase in share repurchase authorization from $150M to $200M (pending regulatory approval) and redemption of $54.1M trust preferred securities.
- Non-accrual loans rose to $111.7M from $89.0M Q1; allowance for loan losses at 1.06% of gross loans.

## SEC filing metadata
- accession: 0001437749-26-024142
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2026-07-22T20:35:13+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000143774926024142/0001437749-26-024142-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000143774926024142/caty20260722_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-024142
- JSON: https://secwatch.observer/filing/0001437749-26-024142.json
- Plain text: https://secwatch.observer/filing/0001437749-26-024142.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.