{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024230","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2026-07-23T11:30:10+00:00","discovered_at":"2026-07-23T11:35:00.282977+00:00","generated_at":"2026-07-23T11:35:14.354384+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"ConnectOne Q2 net income $40.2M, EPS $0.80; NIM widens to 3.42%; NPAs rise to $79.7M","bullets":["Diluted EPS $0.80 vs $0.72 in Q1 2026 and $(0.52) in Q2 2025; operating EPS $0.84.","Net interest margin expanded 7th consecutive quarter to 3.42%; loans grew 5% annualized, core deposits 8%.","Nonperforming assets increased to $79.7M (0.55% of assets) from $41.6M, driven by NYC rent-stabilized multi-family loans.","Recorded $13.8M charge-off on NYC multi-family loans; provision for credit losses $8.3M vs $5.2M in Q1.","Common dividend declared $0.195/share, payable Sept 1, 2026 to holders of record Aug 14, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024230","json":"https://secwatch.observer/filing/0001437749-26-024230.json","markdown":"https://secwatch.observer/filing/0001437749-26-024230.md","text":"https://secwatch.observer/filing/0001437749-26-024230.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774926024230/0001437749-26-024230-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774926024230/cnob20260423_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T11:35:14.354384+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}