secwatch.observer — SEC 8-K summary
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Issuer:     ConnectOne Bancorp, Inc. (CNOB)
CIK:        0000712771
Form:       8-K
Filed at:   2026-07-23T11:30:10+00:00
Accession:  0001437749-26-024230
Event type: earnings
Sentiment:  neutral
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ConnectOne Q2 net income $40.2M, EPS $0.80; NIM widens to 3.42%; NPAs rise to $79.7M
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- Diluted EPS $0.80 vs $0.72 in Q1 2026 and $(0.52) in Q2 2025; operating EPS $0.84.
- Net interest margin expanded 7th consecutive quarter to 3.42%; loans grew 5% annualized, core deposits 8%.
- Nonperforming assets increased to $79.7M (0.55% of assets) from $41.6M, driven by NYC rent-stabilized multi-family loans.
- Recorded $13.8M charge-off on NYC multi-family loans; provision for credit losses $8.3M vs $5.2M in Q1.
- Common dividend declared $0.195/share, payable Sept 1, 2026 to holders of record Aug 14, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712771/000143774926024230/0001437749-26-024230-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712771/000143774926024230/cnob20260423_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-024230

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer