Farmers & Merchants Bancshares Q2 net income $1.9M ($0.58/sh); H1 net income $3.7M ($1.14/sh), up 57% YoY

Farmers & Merchants Bancshares, Inc.

Q2 2026 net income $1.9M ($0.58/sh) vs $1.2M ($0.38/sh) in Q2 2025.
Six-month net income $3.7M ($1.14/sh) vs $2.4M ($0.74/sh) in 2025, up 57%.
Annualized ROAA 0.87% (six months) vs 0.58% in 2025; ROAE 11.23% vs 8.18%.
Net interest income up $2.1M; net yield on earning assets 3.27% vs 2.92%.
No provision for credit losses in 2026 vs $268k in 2025; total assets $874.2M.

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