secwatch.observer — SEC 8-K summary
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Issuer:     ECB Bancorp, Inc. /MD/ (ECBK)
CIK:        0001914605
Form:       8-K
Filed at:   2026-07-23T13:01:38+00:00
Accession:  0001437749-26-024237
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ECB Bancorp Q2 net income $3.3M ($0.39 EPS), up 126.5% YoY
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- Net income $3.26M vs $1.44M a year ago; diluted EPS $0.39 vs $0.17.
- Net interest and dividend income $10.0M, up 2% linked quarter; NIM 2.45%.
- Total assets $1.67B; loans $1.39B; deposits $1.19B; book value $20.56.
- Non-performing assets 0.09% of assets; allowance for credit losses 0.73%.
- CEO cites planned Medford branch opening and continued loan/deposit growth.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1914605/000143774926024237/0001437749-26-024237-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1914605/000143774926024237/ecbk20260515_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-024237

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer