Oak Valley Bancorp Q2 net income $5.1M ($0.61 EPS), down 8% YoY; declares $0.375 dividend

Oak Valley Bancorp

Q2 net income $5.114M ($0.61 diluted EPS) vs $5.588M ($0.67) a year ago; six-month net income $10.423M ($1.25) vs $10.885M ($1.31).
Net interest income $18.944M (up 4.4% YoY); net interest margin 4.15% vs 4.11% a year ago; gross loans grew $55.9M over 12 months to $1.17B.
Non-performing assets fell to $2.631M (0.13% of assets) from $4.574M; $1.735M charge-off on a collateral-dependent loan transferred to OREO.
Board declared $0.375 per share cash dividend, payable Aug 14, 2026 to holders of record Aug 3, 2026; second dividend in 2026.
Non-interest expense rose to $14.157M from $12.443M YoY, driven by staffing and branch expansion costs.

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