{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024293","form_type":"8-K","ticker":"AVBH","cik":"0001443575","company_name":"Avidbank Holdings, Inc.","filed_at":"2026-07-23T20:01:27+00:00","discovered_at":"2026-07-23T20:03:00.470969+00:00","generated_at":"2026-07-23T20:03:20.484608+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Avidbank Q2 net income $7.6M ($0.71 EPS); adjusted EPS $0.76; loans up 9% annualized","bullets":["Net income $7.6M ($0.71 diluted EPS) vs $9.0M ($0.84) in Q1 2026; adjusted net income $8.2M ($0.76 adjusted diluted EPS).","Loans net of fees $2.22B, up $51.3M (9% annualized) from March 31; deposits $2.32B, up $122.6M (22% annualized).","Net interest margin 4.26% vs 4.38% in Q1; provision for credit losses $2.8M vs $1.4M, including $1.9M partial charge-off on one construction loan.","Non-performing loans to total loans 0.65% vs 0.75% prior quarter; book value per share $26.97, up $0.64.","Includes $2.6M litigation settlement expense and $1.3M BOLI death benefit income; no share repurchases in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024293","json":"https://secwatch.observer/filing/0001437749-26-024293.json","markdown":"https://secwatch.observer/filing/0001437749-26-024293.md","text":"https://secwatch.observer/filing/0001437749-26-024293.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1443575/000143774926024293/0001437749-26-024293-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1443575/000143774926024293/avbh20260518_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:03:20.484608+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}