secwatch.observer — SEC 8-K summary
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Issuer:     Avidbank Holdings, Inc. (AVBH)
CIK:        0001443575
Form:       8-K
Filed at:   2026-07-23T20:01:27+00:00
Accession:  0001437749-26-024293
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Avidbank Q2 net income $7.6M ($0.71 EPS); adjusted EPS $0.76; loans up 9% annualized
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- Net income $7.6M ($0.71 diluted EPS) vs $9.0M ($0.84) in Q1 2026; adjusted net income $8.2M ($0.76 adjusted diluted EPS).
- Loans net of fees $2.22B, up $51.3M (9% annualized) from March 31; deposits $2.32B, up $122.6M (22% annualized).
- Net interest margin 4.26% vs 4.38% in Q1; provision for credit losses $2.8M vs $1.4M, including $1.9M partial charge-off on one construction loan.
- Non-performing loans to total loans 0.65% vs 0.75% prior quarter; book value per share $26.97, up $0.64.
- Includes $2.6M litigation settlement expense and $1.3M BOLI death benefit income; no share repurchases in Q2.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1443575/000143774926024293/0001437749-26-024293-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1443575/000143774926024293/avbh20260518_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-024293

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