{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024363","form_type":"8-K","ticker":"WRLD","cik":"0000108385","company_name":"WORLD ACCEPTANCE CORP","filed_at":"2026-07-24T11:35:10+00:00","discovered_at":"2026-07-24T11:40:00.272396+00:00","generated_at":"2026-07-24T11:40:04.687880+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"World Acceptance Q1 FY2027 net income $6.1M ($1.33/diluted); adjusted net income $9.7M ($2.12/diluted)","bullets":["Total revenues $139.2M, up 4.8% YoY from $132.8M in Q1 FY2026.","Gross loans outstanding $1.29B at June 30, 2026, up 2.3% from $1.26B a year earlier.","Loans 0-60 days past due improved to 18.1% from 19.2% YoY; loans 61+ days past due improved to 5.2% from 5.4%.","Adjusted net income excludes certain items; GAAP diluted EPS $1.33 vs adjusted diluted EPS $2.12."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024363","json":"https://secwatch.observer/filing/0001437749-26-024363.json","markdown":"https://secwatch.observer/filing/0001437749-26-024363.md","text":"https://secwatch.observer/filing/0001437749-26-024363.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/108385/000143774926024363/0001437749-26-024363-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/108385/000143774926024363/wrld20260723_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-24T11:40:04.687880+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}