---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-024363"
form_type: "8-K"
ticker: "WRLD"
cik: "0000108385"
company_name: "WORLD ACCEPTANCE CORP"
filed_at: "2026-07-24T11:35:10+00:00"
generated_at: "2026-07-24T11:40:04.687880+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# World Acceptance Q1 FY2027 net income $6.1M ($1.33/diluted); adjusted net income $9.7M ($2.12/diluted)

## Summary
- Total revenues $139.2M, up 4.8% YoY from $132.8M in Q1 FY2026.
- Gross loans outstanding $1.29B at June 30, 2026, up 2.3% from $1.26B a year earlier.
- Loans 0-60 days past due improved to 18.1% from 19.2% YoY; loans 61+ days past due improved to 5.2% from 5.4%.
- Adjusted net income excludes certain items; GAAP diluted EPS $1.33 vs adjusted diluted EPS $2.12.

## SEC filing metadata
- accession: 0001437749-26-024363
- form_type: 8-K
- ticker: WRLD
- cik: 0000108385
- company_name: WORLD ACCEPTANCE CORP
- filed_at: 2026-07-24T11:35:10+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/108385/000143774926024363/0001437749-26-024363-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/108385/000143774926024363/wrld20260723_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-024363
- JSON: https://secwatch.observer/filing/0001437749-26-024363.json
- Plain text: https://secwatch.observer/filing/0001437749-26-024363.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.