{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024559","form_type":"8-K","ticker":"SLBK","cik":"0001657642","company_name":"Skyline Bankshares, Inc.","filed_at":"2026-07-28T12:00:08+00:00","discovered_at":"2026-07-28T12:05:01.377613+00:00","generated_at":"2026-07-28T12:05:42.047837+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Skyline Bankshares Q2 net income $5.0M ($0.89 EPS) vs $3.8M ($0.68) YoY; NIM 4.62%","bullets":["Net income $5.0M ($0.89 diluted EPS) for Q2 2026, up from $3.8M ($0.68) in Q2 2025 and $4.6M ($0.82) in Q1 2026.","Net interest margin expanded to 4.62% from 4.27% YoY; total cost of funds fell to 1.11%.","Total loans grew 8.12% annualized in Q2 to $1.11B; nonperforming loans ratio improved to 0.34% from 0.45% at Dec 2025.","Total assets $1.33B, up 2.99% from Dec 2025; book value per share $20.32 vs $19.00 at Dec 2025.","ROAA 1.50% and ROAE 17.70% for Q2 2026 vs 1.21% and 16.01% a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024559","json":"https://secwatch.observer/filing/0001437749-26-024559.json","markdown":"https://secwatch.observer/filing/0001437749-26-024559.md","text":"https://secwatch.observer/filing/0001437749-26-024559.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1657642/000143774926024559/0001437749-26-024559-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1657642/000143774926024559/pkkw20260727_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T12:05:42.047837+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}