---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-024559"
form_type: "8-K"
ticker: "SLBK"
cik: "0001657642"
company_name: "Skyline Bankshares, Inc."
filed_at: "2026-07-28T12:00:08+00:00"
generated_at: "2026-07-28T12:05:42.047837+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Skyline Bankshares Q2 net income $5.0M ($0.89 EPS) vs $3.8M ($0.68) YoY; NIM 4.62%

## Summary
- Net income $5.0M ($0.89 diluted EPS) for Q2 2026, up from $3.8M ($0.68) in Q2 2025 and $4.6M ($0.82) in Q1 2026.
- Net interest margin expanded to 4.62% from 4.27% YoY; total cost of funds fell to 1.11%.
- Total loans grew 8.12% annualized in Q2 to $1.11B; nonperforming loans ratio improved to 0.34% from 0.45% at Dec 2025.
- Total assets $1.33B, up 2.99% from Dec 2025; book value per share $20.32 vs $19.00 at Dec 2025.
- ROAA 1.50% and ROAE 17.70% for Q2 2026 vs 1.21% and 16.01% a year ago.

## SEC filing metadata
- accession: 0001437749-26-024559
- form_type: 8-K
- ticker: SLBK
- cik: 0001657642
- company_name: Skyline Bankshares, Inc.
- filed_at: 2026-07-28T12:00:08+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1657642/000143774926024559/0001437749-26-024559-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1657642/000143774926024559/pkkw20260727_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-024559
- JSON: https://secwatch.observer/filing/0001437749-26-024559.json
- Plain text: https://secwatch.observer/filing/0001437749-26-024559.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.