secwatch.observer — SEC 8-K summary
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Issuer:     SR Bancorp, Inc. (SRBK)
CIK:        0001951276
Form:       8-K
Filed at:   2026-07-28T20:00:38+00:00
Accession:  0001437749-26-024660
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SR Bancorp reports Q4 net income $940K, down 57%; full year $3.4M
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- Net income Q4 $940K ($0.13/sh) vs $2.2M ($0.28/sh) YoY; full year $3.4M ($0.45/sh) vs $5.1M.
- Adjusted net income Q4 $867K vs $412K; full year $2.8M vs $1.6M (excl fair value accretion and life insurance proceeds).
- Total assets $1.19B (+9.7%), net loans $901.2M (+13.0%), deposits $926.4M (+9.5%).
- No non-performing loans; allowance for credit losses 0.65% of loans.
- Repurchased 978,778 shares for $16.0M during fiscal year; equity decreased $12M to $181.8M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1951276/000143774926024660/0001437749-26-024660-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1951276/000143774926024660/srbk20260331_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-024660

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer