{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024757","form_type":"8-K","ticker":"CBKM","cik":"0001006830","company_name":"CONSUMERS BANCORP INC /OH/","filed_at":"2026-07-29T12:56:59+00:00","discovered_at":"2026-07-29T13:00:00.445164+00:00","generated_at":"2026-07-29T13:00:28.308186+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Consumers Bancorp Q4 net income rises 29% to $3.0M; FY net income $11.2M, up 28.8%","bullets":["Q4 net income $3.0M ($0.94 EPS) vs $2.3M ($0.73 EPS) in Q4 2025, up 29.0%.","FY2026 net income $11.2M ($3.55 EPS) vs $8.7M ($2.77 EPS), up 28.8%.","Net interest margin expanded to 3.45% for FY from 3.15% prior year; net interest income up 16.6%.","Total loans grew 15.3% to $124.1M; non-performing loans only 0.07% of total loans.","Book value per share increased 17.4% to $28.47; total assets $1.28B, up 9.9%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024757","json":"https://secwatch.observer/filing/0001437749-26-024757.json","markdown":"https://secwatch.observer/filing/0001437749-26-024757.md","text":"https://secwatch.observer/filing/0001437749-26-024757.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1006830/000143774926024757/0001437749-26-024757-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1006830/000143774926024757/cbkm20260728_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T13:00:28.308186+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}