{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024769","form_type":"8-K","ticker":"FXNC","cik":"0000719402","company_name":"FIRST NATIONAL CORP /VA/","filed_at":"2026-07-29T13:19:09+00:00","discovered_at":"2026-07-29T13:20:02.287774+00:00","generated_at":"2026-07-29T13:20:12.201829+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First National Q2 net income $5.7M, EPS $0.64; NIM 4.15%; branch sale approved","bullets":["Basic EPS $0.64 vs $0.56 YoY and $0.54 prior quarter; adjusted EPS $0.64.","Net interest margin (FTE) 4.15%, up from 3.99% prior quarter and 3.95% YoY.","Net loans grew $22.7M (6.3% annualized); non-performing assets 0.23% of total assets.","Received all regulatory approvals for sale of two NC branches; expected close Q4 2026; branch count to drop from 33 to 28.","Dividend $0.17 per share (unchanged QoQ, up from $0.155 YoY); tangible book value $19.71, up from $19.11."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024769","json":"https://secwatch.observer/filing/0001437749-26-024769.json","markdown":"https://secwatch.observer/filing/0001437749-26-024769.md","text":"https://secwatch.observer/filing/0001437749-26-024769.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/719402/000143774926024769/0001437749-26-024769-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/719402/000143774926024769/fxnc20260706_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T13:20:12.201829+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}