---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-024769"
form_type: "8-K"
ticker: "FXNC"
cik: "0000719402"
company_name: "FIRST NATIONAL CORP /VA/"
filed_at: "2026-07-29T13:19:09+00:00"
generated_at: "2026-07-29T13:20:12.201829+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First National Q2 net income $5.7M, EPS $0.64; NIM 4.15%; branch sale approved

## Summary
- Basic EPS $0.64 vs $0.56 YoY and $0.54 prior quarter; adjusted EPS $0.64.
- Net interest margin (FTE) 4.15%, up from 3.99% prior quarter and 3.95% YoY.
- Net loans grew $22.7M (6.3% annualized); non-performing assets 0.23% of total assets.
- Received all regulatory approvals for sale of two NC branches; expected close Q4 2026; branch count to drop from 33 to 28.
- Dividend $0.17 per share (unchanged QoQ, up from $0.155 YoY); tangible book value $19.71, up from $19.11.

## SEC filing metadata
- accession: 0001437749-26-024769
- form_type: 8-K
- ticker: FXNC
- cik: 0000719402
- company_name: FIRST NATIONAL CORP /VA/
- filed_at: 2026-07-29T13:19:09+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/719402/000143774926024769/0001437749-26-024769-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/719402/000143774926024769/fxnc20260706_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-024769
- JSON: https://secwatch.observer/filing/0001437749-26-024769.json
- Plain text: https://secwatch.observer/filing/0001437749-26-024769.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.