{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024792","form_type":"8-K","ticker":"FNWB","cik":"0001556727","company_name":"First Northwest Bancorp","filed_at":"2026-07-29T15:30:31+00:00","discovered_at":"2026-07-29T15:31:01.547563+00:00","generated_at":"2026-07-29T15:31:06.234321+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Northwest Bancorp Q2 net income $308K, down 92% YoY; EPS $0.03","bullets":["Net income of $308K vs $3.7M in Q2 2025; diluted EPS $0.03 vs $0.42.","Net interest margin narrowed to 2.95% from 3.03% in Q1 2026 and 2.83% in Q2 2025.","Customer deposits grew $11.3M (+0.7%) to $1.55B; brokered deposits fell 8.6%.","Recapture of provision for credit losses on loans of $337K in Q2 2026.","Efficiency ratio remained elevated at 101.3%; management expects improvement in late 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024792","json":"https://secwatch.observer/filing/0001437749-26-024792.json","markdown":"https://secwatch.observer/filing/0001437749-26-024792.md","text":"https://secwatch.observer/filing/0001437749-26-024792.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1556727/000143774926024792/0001437749-26-024792-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1556727/000143774926024792/fnwb20260625_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T15:31:06.234321+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}