---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-024792"
form_type: "8-K"
ticker: "FNWB"
cik: "0001556727"
company_name: "First Northwest Bancorp"
filed_at: "2026-07-29T15:30:31+00:00"
generated_at: "2026-07-29T15:31:06.234321+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Northwest Bancorp Q2 net income $308K, down 92% YoY; EPS $0.03

## Summary
- Net income of $308K vs $3.7M in Q2 2025; diluted EPS $0.03 vs $0.42.
- Net interest margin narrowed to 2.95% from 3.03% in Q1 2026 and 2.83% in Q2 2025.
- Customer deposits grew $11.3M (+0.7%) to $1.55B; brokered deposits fell 8.6%.
- Recapture of provision for credit losses on loans of $337K in Q2 2026.
- Efficiency ratio remained elevated at 101.3%; management expects improvement in late 2026.

## SEC filing metadata
- accession: 0001437749-26-024792
- form_type: 8-K
- ticker: FNWB
- cik: 0001556727
- company_name: First Northwest Bancorp
- filed_at: 2026-07-29T15:30:31+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1556727/000143774926024792/0001437749-26-024792-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1556727/000143774926024792/fnwb20260625_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-024792
- JSON: https://secwatch.observer/filing/0001437749-26-024792.json
- Plain text: https://secwatch.observer/filing/0001437749-26-024792.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.