secwatch.observer — SEC 8-K summary
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Issuer:     First Northwest Bancorp (FNWB)
CIK:        0001556727
Form:       8-K
Filed at:   2026-07-29T15:30:31+00:00
Accession:  0001437749-26-024792
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Northwest Bancorp Q2 net income $308K, down 92% YoY; EPS $0.03
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- Net income of $308K vs $3.7M in Q2 2025; diluted EPS $0.03 vs $0.42.
- Net interest margin narrowed to 2.95% from 3.03% in Q1 2026 and 2.83% in Q2 2025.
- Customer deposits grew $11.3M (+0.7%) to $1.55B; brokered deposits fell 8.6%.
- Recapture of provision for credit losses on loans of $337K in Q2 2026.
- Efficiency ratio remained elevated at 101.3%; management expects improvement in late 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1556727/000143774926024792/0001437749-26-024792-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1556727/000143774926024792/fnwb20260625_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-024792

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer