{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-024891","form_type":"8-K","ticker":"ALRS","cik":"0000903419","company_name":"ALERUS FINANCIAL CORP","filed_at":"2026-07-29T20:31:38+00:00","discovered_at":"2026-07-29T20:33:00.331852+00:00","generated_at":"2026-07-29T20:33:06.103034+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Alerus Q2 2026 EPS $0.81, NIM expands 20 bps to 3.97%, dividend raised 4.76%","bullets":["Net income $20.9M ($0.81 diluted EPS) vs $20.3M ($0.78) in Q2 2025; noninterest income $32.9M (40.85% of revenue).","Net interest margin (tax-equivalent) 3.97%, up 20 bps from Q1 2026; net interest income $47.7M, up 10.9% YoY.","Nonperforming assets fell 68.3% to $17.1M; NPAs/total assets 0.32% vs 1.02% in Q1 2026.","Quarterly dividend increased 4.76% to $0.22/share; repurchased $6.8M of stock at avg $27.10.","Tangible book value per share $18.73, up 16.26% YoY; tangible common equity ratio 9.05%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-024891","json":"https://secwatch.observer/filing/0001437749-26-024891.json","markdown":"https://secwatch.observer/filing/0001437749-26-024891.md","text":"https://secwatch.observer/filing/0001437749-26-024891.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/903419/000143774926024891/0001437749-26-024891-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/903419/000143774926024891/alrs20260502_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-29T20:33:06.103034+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}