---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-024915"
form_type: "8-K"
ticker: "FNRN"
cik: "0001114927"
company_name: "FIRST NORTHERN COMMUNITY BANCORP"
filed_at: "2026-07-29T23:26:17+00:00"
generated_at: "2026-07-30T10:05:58.210764+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# First Northern Community Bancorp Q2 net income $4.7M, down 13.5% YoY; uplisted to Nasdaq, added to Russell 3000

## Summary
- Net income $4.7M ($0.29 diluted EPS) vs $5.5M ($0.33) in Q2 2025, down 13.5%.
- Net loans grew $27.9M in Q2 (10.5% annualized); non-accrual loans fell 7.1% to $4.6M.
- Net interest margin 3.75% vs 3.85% a year ago; cost of funds stable at 0.90%.
- Non-interest income up 14.7% YoY, driven by 141.3% increase in investment/brokerage services from Beacon Wealth acquisition.
- Uplisted to Nasdaq Capital Market on April 24, 2026; added to Russell 3000 Index on June 29, 2026; book value per share $13.24.

## SEC filing metadata
- accession: 0001437749-26-024915
- form_type: 8-K
- ticker: FNRN
- cik: 0001114927
- company_name: FIRST NORTHERN COMMUNITY BANCORP
- filed_at: 2026-07-29T23:26:17+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1114927/000143774926024915/0001437749-26-024915-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1114927/000143774926024915/fnrn20260629_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-024915
- JSON: https://secwatch.observer/filing/0001437749-26-024915.json
- Plain text: https://secwatch.observer/filing/0001437749-26-024915.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.