secwatch.observer — SEC 8-K summary
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Issuer:     FIRST NORTHERN COMMUNITY BANCORP (FNRN)
CIK:        0001114927
Form:       8-K
Filed at:   2026-07-29T23:26:17+00:00
Accession:  0001437749-26-024915
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 9.01, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

First Northern Community Bancorp Q2 net income $4.7M, down 13.5% YoY; uplisted to Nasdaq, added to Russell 3000
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- Net income $4.7M ($0.29 diluted EPS) vs $5.5M ($0.33) in Q2 2025, down 13.5%.
- Net loans grew $27.9M in Q2 (10.5% annualized); non-accrual loans fell 7.1% to $4.6M.
- Net interest margin 3.75% vs 3.85% a year ago; cost of funds stable at 0.90%.
- Non-interest income up 14.7% YoY, driven by 141.3% increase in investment/brokerage services from Beacon Wealth acquisition.
- Uplisted to Nasdaq Capital Market on April 24, 2026; added to Russell 3000 Index on June 29, 2026; book value per share $13.24.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1114927/000143774926024915/0001437749-26-024915-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1114927/000143774926024915/fnrn20260629_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-024915

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer