---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-026574"
form_type: "8-K"
ticker: "LCNB"
cik: "0001074902"
company_name: "LCNB CORP"
filed_at: "2026-08-07T20:02:07+00:00"
generated_at: "2026-08-07T20:03:03.823676+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# LCNB closes $25M subordinated notes offering; proceeds to repay $8.8M debt

## Summary
- Issued $25.0M aggregate 6.50% Fixed-to-Floating Rate Subordinated Notes due 2036.
- Notes convert to 3-month SOFR + 234 bps after Aug 15, 2031; callable on/after that date.
- Proceeds: repay ~$8.8M existing long-term debt; remainder for general corporate/growth.
- Notes structured to qualify as Tier 2 capital; unsecured, subordinated, no holder redemption.
- CEO cites record Q2 results and growth opportunities; Brean Capital sole placement agent.

## SEC filing metadata
- accession: 0001437749-26-026574
- form_type: 8-K
- ticker: LCNB
- cik: 0001074902
- company_name: LCNB CORP
- filed_at: 2026-08-07T20:02:07+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1074902/000143774926026574/0001437749-26-026574-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1074902/000143774926026574/lcnb20260806_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-026574
- JSON: https://secwatch.observer/filing/0001437749-26-026574.json
- Plain text: https://secwatch.observer/filing/0001437749-26-026574.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.