{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-027301","form_type":"8-K","ticker":"USIO","cik":"0001088034","company_name":"Usio, Inc.","filed_at":"2026-08-12T20:00:19+00:00","discovered_at":"2026-08-12T20:01:01.107841+00:00","generated_at":"2026-08-12T20:01:19.986290+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Usio Q2 2026 revenue up 19% YoY, EPS $0.01; raises FY26 revenue guidance to 14-16% growth","bullets":["GAAP net income ~$0.3M ($0.01/sh) vs net loss of $0.4M (-$0.01/sh) in Q2 2025.","Adjusted EBITDA $1.1M, up 128% from $0.5M a year ago; revenue and EBITDA beat consensus.","FY2026 revenue guidance raised to +14-16% from prior +10-12%.","ACH revenue +21% on record volumes (+34%); credit card revenue +28%; Output Solutions +22%.","Cash $6.4M at June 30, 2026; repurchased 281K shares for ~$371K in H1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-027301","json":"https://secwatch.observer/filing/0001437749-26-027301.json","markdown":"https://secwatch.observer/filing/0001437749-26-027301.md","text":"https://secwatch.observer/filing/0001437749-26-027301.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1088034/000143774926027301/0001437749-26-027301-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1088034/000143774926027301/usio20260608_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-12T20:01:19.986290+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}