---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-027301"
form_type: "8-K"
ticker: "USIO"
cik: "0001088034"
company_name: "Usio, Inc."
filed_at: "2026-08-12T20:00:19+00:00"
generated_at: "2026-08-12T20:01:19.986290+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Usio Q2 2026 revenue up 19% YoY, EPS $0.01; raises FY26 revenue guidance to 14-16% growth

## Summary
- GAAP net income ~$0.3M ($0.01/sh) vs net loss of $0.4M (-$0.01/sh) in Q2 2025.
- Adjusted EBITDA $1.1M, up 128% from $0.5M a year ago; revenue and EBITDA beat consensus.
- FY2026 revenue guidance raised to +14-16% from prior +10-12%.
- ACH revenue +21% on record volumes (+34%); credit card revenue +28%; Output Solutions +22%.
- Cash $6.4M at June 30, 2026; repurchased 281K shares for ~$371K in H1 2026.

## SEC filing metadata
- accession: 0001437749-26-027301
- form_type: 8-K
- ticker: USIO
- cik: 0001088034
- company_name: Usio, Inc.
- filed_at: 2026-08-12T20:00:19+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1088034/000143774926027301/0001437749-26-027301-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1088034/000143774926027301/usio20260608_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-027301
- JSON: https://secwatch.observer/filing/0001437749-26-027301.json
- Plain text: https://secwatch.observer/filing/0001437749-26-027301.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.