secwatch.observer — SEC 8-K summary
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Issuer:     Usio, Inc. (USIO)
CIK:        0001088034
Form:       8-K
Filed at:   2026-08-12T20:00:19+00:00
Accession:  0001437749-26-027301
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Usio Q2 2026 revenue up 19% YoY, EPS $0.01; raises FY26 revenue guidance to 14-16% growth
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- GAAP net income ~$0.3M ($0.01/sh) vs net loss of $0.4M (-$0.01/sh) in Q2 2025.
- Adjusted EBITDA $1.1M, up 128% from $0.5M a year ago; revenue and EBITDA beat consensus.
- FY2026 revenue guidance raised to +14-16% from prior +10-12%.
- ACH revenue +21% on record volumes (+34%); credit card revenue +28%; Output Solutions +22%.
- Cash $6.4M at June 30, 2026; repurchased 281K shares for ~$371K in H1 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1088034/000143774926027301/0001437749-26-027301-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1088034/000143774926027301/usio20260608_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-027301

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer