---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-029104"
form_type: "8-K"
ticker: "AVBH"
cik: "0001443575"
company_name: "Avidbank Holdings, Inc."
filed_at: "2026-08-27T20:15:15+00:00"
generated_at: "2026-08-27T20:16:17.277077+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Avidbank issues $30M subordinated notes; retires $22M of 2029 notes

## Summary
- $30M private placement of 7.00% fixed-to-floating subordinated notes due 2036; fixed for 5 yrs then 3-mo SOFR+291bps.
- Redeemable at Company option on/after 9/1/2031; qualifies as Tier 2 capital.
- Proceeds used to repurchase $18M of 5% 2029 notes at ~$18.2M incl. accrued interest; $4M redeemed 9/30/2026.
- Piper Sandler sole placement agent; notes sold in unregistered private placement.

## SEC filing metadata
- accession: 0001437749-26-029104
- form_type: 8-K
- ticker: AVBH
- cik: 0001443575
- company_name: Avidbank Holdings, Inc.
- filed_at: 2026-08-27T20:15:15+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1443575/000143774926029104/0001437749-26-029104-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1443575/000143774926029104/avbh20260429_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-029104
- JSON: https://secwatch.observer/filing/0001437749-26-029104.json
- Plain text: https://secwatch.observer/filing/0001437749-26-029104.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.