---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-032037"
form_type: "8-K"
ticker: "FLNT"
cik: "0001460329"
company_name: "Fluent, Inc."
filed_at: "2026-10-05T20:30:32+00:00"
generated_at: "2026-10-12T14:52:08.467386+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Fluent amends receivables financing with Bay View Funding, raising max advances to $35 million

## Summary
- On September 30, 2026, Fluent, Inc. and subsidiaries Fluent, LLC, Fluent Media Labs, LLC and AdParlor, LLC amended the Accounts Receivable Finance Agreement.
- The amendment increases the maximum aggregate advance amount from $30 million to $35 million under the agreement with CSNK Working Capital Finance Corp. d/b/a Bay View Funding.
- Advances are secured by substantially all of the Company's assets, and Fluent must repay all advances, fees and other obligations under the Financing Agreement.
- The original Financing Agreement was entered on November 25, 2025; FLNT common stock trades on the NASDAQ Capital Market.

## SEC filing metadata
- accession: 0001437749-26-032037
- form_type: 8-K
- ticker: FLNT
- cik: 0001460329
- company_name: Fluent, Inc.
- filed_at: 2026-10-05T20:30:32+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1460329/000143774926032037/0001437749-26-032037-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1460329/000143774926032037/flnt20261004_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-032037
- JSON: https://secwatch.observer/filing/0001437749-26-032037.json
- Plain text: https://secwatch.observer/filing/0001437749-26-032037.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.