secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2026-10-21T15:16:07+00:00
Accession:  0001437749-26-033076
Event type: earnings
Sentiment:  positive
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Consumers Bancorp Q1 FY2027 net income $3.0M, up 15.3% YoY; EPS $0.96 vs $0.84
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- Net income $3.0M (+15.3% YoY from $2.6M); EPS $0.96 vs $0.84 a year ago and $0.94 in the prior quarter ended June 30, 2026.
- Net interest income $10.8M, up 12.9% YoY; net interest margin 3.52% vs 3.37% a year earlier; asset yield 5.25% and cost of funds 2.30%.
- Loans grew $30.8M (13.2% annualized); deposits up $24.7M (8.8% annualized); new loans and commitments $117.1M, up 33.6% YoY.
- Nonperforming loans 0.06% of total loans ($601K); annualized net charge-offs 0.01%; ACL 1.00% of loans; provision $425K vs $285K a year ago.
- Other expenses rose 9.5% ($727K) on salaries, occupancy and software for branch growth; Jackson Township branch relocates Jan 2027, Boardman opens Q3 FY2027.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774926033076/0001437749-26-033076-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774926033076/cbkm20261021_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-033076

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