---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-033095"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2026-10-21T18:40:02+00:00"
generated_at: "2026-10-21T18:41:04.524617+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.68
calibrated_materiality_score: 0.68
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp Q3 2026 net income rises 21% to $8.9M, EPS $1.53; NIM expands to 3.30%

## Summary
- Net income $8.9M, or $1.53 per diluted share, vs $7.3M/$1.27 in Q3 2025; nine-month net income $24.2M, or $4.16 EPS, up 20% YoY.
- Net interest income rose $3.4M (18%) YoY; FTE net interest margin expanded 35 bps to 3.30% as the rate paid on interest-bearing deposits fell 29 bps.
- Total assets hit $3.0B, up $280.3M from Dec. 31, 2025; loans grew $261.7M, deposits $142.9M, and short-term borrowings rose $132.7M.
- Non-interest income +20% to $6.1M on $0.4M higher wealth management revenue and a $0.3M property sale gain; non-interest expense +10% to $16.1M.
- Non-performing assets $2.6M (0.08% of assets), net charge-offs 0.01%; CEO Daniel Santaniello cited record earnings and the new Scranton corporate center.

## SEC filing metadata
- accession: 0001437749-26-033095
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2026-10-21T18:40:02+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.68
- calibrated_materiality_score: 0.68
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774926033095/0001437749-26-033095-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774926033095/fdbc20260807_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-033095
- JSON: https://secwatch.observer/filing/0001437749-26-033095.json
- Plain text: https://secwatch.observer/filing/0001437749-26-033095.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.