{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-033125","form_type":"8-K","ticker":"CATY","cik":"0000861842","company_name":"CATHAY GENERAL BANCORP","filed_at":"2026-10-21T20:32:20+00:00","discovered_at":"2026-10-21T20:33:00.235565+00:00","generated_at":"2026-10-21T20:33:07.105219+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cathay General Q3 2026 net income $95.2M, EPS $1.43; NII record $211.9M, loans up 11.4% annualized","bullets":["Net income $95.2M, or $1.43 diluted EPS, vs $1.37 in Q2 2026 and $1.13 a year ago; ROA 1.51%, ROE 12.28%.","Record net interest income $211.9M, up 5.5% QoQ; NIM 3.52% vs 3.48%. Gross loans $21.20B (+$574.5M, 2.79% QoQ); deposits $21.83B (+$773.3M).","Provision $28.6M vs $11.2M in Q2; net charge-offs $25.3M (0.48% of avg loans annualized) in three credits, incl. one construction and two Far East National Bank movie-theater CRE loans.","NPAs fell 18% to $119.2M; NPAs/assets 0.47% from 0.59%. Non-interest income $42.8M (+99.8%) on $24.4M equity securities gains and $3.1M TruPS redemption benefit.","Non-interest expense $103.4M (+12.0%), including $8.0M contribution to Cathay Bank Foundation and $5.4M contract termination fee; redeemed $54.1M of TruPS."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-033125","json":"https://secwatch.observer/filing/0001437749-26-033125.json","markdown":"https://secwatch.observer/filing/0001437749-26-033125.md","text":"https://secwatch.observer/filing/0001437749-26-033125.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/861842/000143774926033125/0001437749-26-033125-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/861842/000143774926033125/caty20261021_8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:33:07.105219+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}