---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-033125"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2026-10-21T20:32:20+00:00"
generated_at: "2026-10-21T20:33:07.105219+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Cathay General Q3 2026 net income $95.2M, EPS $1.43; NII record $211.9M, loans up 11.4% annualized

## Summary
- Net income $95.2M, or $1.43 diluted EPS, vs $1.37 in Q2 2026 and $1.13 a year ago; ROA 1.51%, ROE 12.28%.
- Record net interest income $211.9M, up 5.5% QoQ; NIM 3.52% vs 3.48%. Gross loans $21.20B (+$574.5M, 2.79% QoQ); deposits $21.83B (+$773.3M).
- Provision $28.6M vs $11.2M in Q2; net charge-offs $25.3M (0.48% of avg loans annualized) in three credits, incl. one construction and two Far East National Bank movie-theater CRE loans.
- NPAs fell 18% to $119.2M; NPAs/assets 0.47% from 0.59%. Non-interest income $42.8M (+99.8%) on $24.4M equity securities gains and $3.1M TruPS redemption benefit.
- Non-interest expense $103.4M (+12.0%), including $8.0M contribution to Cathay Bank Foundation and $5.4M contract termination fee; redeemed $54.1M of TruPS.

## SEC filing metadata
- accession: 0001437749-26-033125
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2026-10-21T20:32:20+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000143774926033125/0001437749-26-033125-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000143774926033125/caty20261021_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-033125
- JSON: https://secwatch.observer/filing/0001437749-26-033125.json
- Plain text: https://secwatch.observer/filing/0001437749-26-033125.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.