secwatch.observer — SEC 8-K summary
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Issuer:     CATHAY GENERAL BANCORP (CATY)
CIK:        0000861842
Form:       8-K
Filed at:   2026-10-21T20:32:20+00:00
Accession:  0001437749-26-033125
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Cathay General Q3 2026 net income $95.2M, EPS $1.43; NII record $211.9M, loans up 11.4% annualized
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- Net income $95.2M, or $1.43 diluted EPS, vs $1.37 in Q2 2026 and $1.13 a year ago; ROA 1.51%, ROE 12.28%.
- Record net interest income $211.9M, up 5.5% QoQ; NIM 3.52% vs 3.48%. Gross loans $21.20B (+$574.5M, 2.79% QoQ); deposits $21.83B (+$773.3M).
- Provision $28.6M vs $11.2M in Q2; net charge-offs $25.3M (0.48% of avg loans annualized) in three credits, incl. one construction and two Far East National Bank movie-theater CRE loans.
- NPAs fell 18% to $119.2M; NPAs/assets 0.47% from 0.59%. Non-interest income $42.8M (+99.8%) on $24.4M equity securities gains and $3.1M TruPS redemption benefit.
- Non-interest expense $103.4M (+12.0%), including $8.0M contribution to Cathay Bank Foundation and $5.4M contract termination fee; redeemed $54.1M of TruPS.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/861842/000143774926033125/0001437749-26-033125-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/861842/000143774926033125/caty20261021_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-033125

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