---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-035720"
form_type: "8-K"
ticker: "CAPS"
cik: "0000887151"
company_name: "Capstone Holding Corp."
filed_at: "2026-11-09T13:55:11+00:00"
generated_at: "2026-11-09T14:00:18.451063+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Capstone extends 3i convertible note maturity to Dec 13, 2027; ~$0.9M principal left after retiring 87%

## Summary
- Maturity of the 3i, LP senior secured convertible note moves from Oct 22, 2026 to Dec 13, 2027; ~$900,000 principal outstanding versus ~$3.55M originally issued.
- Capstone has retired ~87% of the original $6.8 million principal across its two 3i convertible notes, per CEO Matthew Lipman.
- 3i agreed not to enforce defaults arising on or before Nov 6, 2026, and no default interest or late charges accrue through the new 2027 maturity.
- Interest after Oct 22, 2026 accrues only on outstanding principal at the existing 7% annual rate; 3i's conversion rights, including Event of Default Alternate Conversion Price, unchanged.
- Separate Tumim Stone purchase agreement for up to $20M of common stock extended to Jan 1, 2028 from July 1, 2027; Tumim waived claims over possible Sections 6.8/8.2 breaches.

## SEC filing metadata
- accession: 0001437749-26-035720
- form_type: 8-K
- ticker: CAPS
- cik: 0000887151
- company_name: Capstone Holding Corp.
- filed_at: 2026-11-09T13:55:11+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/887151/000143774926035720/0001437749-26-035720-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/887151/000143774926035720/caps20261108_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-035720
- JSON: https://secwatch.observer/filing/0001437749-26-035720.json
- Plain text: https://secwatch.observer/filing/0001437749-26-035720.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.