{"schema_version":"secwatch.filing_event.v1","accession":"0001437958-22-000015","form_type":"8-K","ticker":"CCB","cik":"0001437958","company_name":"COASTAL FINANCIAL CORP","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.661463+00:00","generated_at":"2026-06-22T23:57:05.282382+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Coastal Financial Q3 net income $11.1M ($0.82 EPS), second consecutive record quarter","bullets":["Net income $11.1M ($0.82 diluted EPS) vs $10.2M ($0.76) in Q2 2022 and $6.7M ($0.54) in Q3 2021.","Total assets $3.13B (+5.5% from Q2); loans $2.51B (+7.4% driven by CCBX growth of $111.6M).","Net interest margin 6.58% (up from 5.66% in Q2); yield on loans 8.46%.","CCBX segment loans grew 13.9% to $915.6M; deposits grew 12.8% to $1.20B.","Noninterest income $34.4M, mainly from BaaS credit/fraud enhancements; noninterest expense $51.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0001437958-22-000015","json":"https://secwatch.observer/filing/0001437958-22-000015.json","markdown":"https://secwatch.observer/filing/0001437958-22-000015.md","text":"https://secwatch.observer/filing/0001437958-22-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1437958/000143795822000015/0001437958-22-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1437958/000143795822000015/ck1437958-20221027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T23:57:05.282382+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9aa64cac98ec452ede0f6ced6da0f732af374dc1","claim":"COASTAL FINANCIAL CORP reported the fiscal quarter ended September 30, 2022 results: net income $11.1 million, or $0.82 per diluted common share, EPS $0.82 per diluted common share.","evidence_excerpt":"Coastal Financial Corporation (the “Company”) issued a press release announcing its results of operations and financial condition for the fiscal quarter ended September 30, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1437958/000143795822000015/0001437958-22-000015-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended September 30, 2022"},{"label":"Net income","value":"$11.1 million, or $0.82 per diluted common share"},{"label":"EPS","value":"$0.82 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}