{"schema_version":"secwatch.filing_event.v1","accession":"0001437958-25-000139","form_type":"8-K","ticker":"CCB","cik":"0001437958","company_name":"COASTAL FINANCIAL CORP","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.996269+00:00","generated_at":"2026-05-17T23:36:46.277691+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"medium","headline":"Coastal Financial Q2 2025 net income $12.5M, EPS $0.92, loans up 18%","bullets":["Q2 2025 net income $12.5 million; diluted EPS $0.92.","Total loans $3.2 billion, up 18% year-over-year.","Total assets $4.2 billion; total deposits $3.6 billion.","Net interest margin 4.15%; noninterest income $15.3 million.","Tier 1 leverage ratio 11.5%; allowance for credit losses 1.25%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437958-25-000139","json":"https://secwatch.observer/filing/0001437958-25-000139.json","markdown":"https://secwatch.observer/filing/0001437958-25-000139.md","text":"https://secwatch.observer/filing/0001437958-25-000139.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1437958/000143795825000139/0001437958-25-000139-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1437958/000143795825000139/ck1437958-20250729.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:36:46.277691+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}