---
schema_version: "secwatch.filing_event.v1"
accession: "0001437958-25-000139"
form_type: "8-K"
ticker: "CCB"
cik: "0001437958"
company_name: "COASTAL FINANCIAL CORP"
filed_at: "2025-07-29T23:59:59+00:00"
generated_at: "2026-05-17T23:36:46.277691+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "medium"
source: SEC EDGAR
---

# Coastal Financial Q2 2025 net income $12.5M, EPS $0.92, loans up 18%

## Summary
- Q2 2025 net income $12.5 million; diluted EPS $0.92.
- Total loans $3.2 billion, up 18% year-over-year.
- Total assets $4.2 billion; total deposits $3.6 billion.
- Net interest margin 4.15%; noninterest income $15.3 million.
- Tier 1 leverage ratio 11.5%; allowance for credit losses 1.25%.

## SEC filing metadata
- accession: 0001437958-25-000139
- form_type: 8-K
- ticker: CCB
- cik: 0001437958
- company_name: COASTAL FINANCIAL CORP
- filed_at: 2025-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1437958/000143795825000139/0001437958-25-000139-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1437958/000143795825000139/ck1437958-20250729.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437958-25-000139
- JSON: https://secwatch.observer/filing/0001437958-25-000139.json
- Plain text: https://secwatch.observer/filing/0001437958-25-000139.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.