Coastal Financial Q3 2025 EPS $0.88, net income $13.6M; loans up 4.6%, BaaS fees up 11.3%

COASTAL FINANCIAL CORP

2025-Q3 EPS reported $2.24

Net income $13.6M ($0.88 dil. EPS) vs prior Q2 $11.0M ($0.71) and Q3 2024 $13.5M ($0.97).
Loans receivable increased $163.5M (4.6%); deposits up $59.0M (1.5%).
CCBX BaaS program fee income $7.6M, up 11.3% from Q2 excluding $504K nonrecurring revenue.
Partner pipeline: 2 in testing, 4 in implementation/onboarding, 2 signed LOIs.
CEO cites positive partner progression and confident in managing expenses and credit quality.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.