{"schema_version":"secwatch.filing_event.v1","accession":"0001437958-25-000165","form_type":"8-K","ticker":"CCB","cik":"0001437958","company_name":"COASTAL FINANCIAL CORP","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.416668+00:00","generated_at":"2026-05-17T01:37:24.056936+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Coastal Financial Q3 2025 EPS $0.88, net income $13.6M; loans up 4.6% QoQ","bullets":["Diluted EPS $0.88, net income $13.6M up 23.2% from prior quarter.","Total revenue $144.7M up 21.1% QoQ; core net revenue $52.9M up 1.3%.","Loans receivable $3.70B up $163.5M (4.6%); deposits $3.97B up $59.0M (1.5%).","Sold $1.62B in loans in Q3, $1.37B recurring credit card; CCBX debit cards 7.1M (up from 6.3M).","Robinhood deposit program in testing, expected to ramp in Q4 2025; BaaS fee income +46.5% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001437958-25-000165","json":"https://secwatch.observer/filing/0001437958-25-000165.json","markdown":"https://secwatch.observer/filing/0001437958-25-000165.md","text":"https://secwatch.observer/filing/0001437958-25-000165.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1437958/000143795825000165/0001437958-25-000165-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1437958/000143795825000165/ck1437958-20251029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:37:24.056936+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}