---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-21-000085"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2021-08-06T23:59:59+00:00"
generated_at: "2026-06-29T20:18:15.776269+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Essent Q2 net income $159.8M ($1.42 EPS); raises quarterly dividend to $0.18

## Summary
- Net income $159.8M vs. $15.4M in Q2 2020; diluted EPS $1.42 vs. $0.15.
- Insurance in force $203.6B, up from $174.6B a year ago.
- Provision for losses & LAE fell to $9.7M from $175.9M in Q2 2020; default rate declined to 2.96% from 5.19%.
- Quarterly dividend increased to $0.18 per share; payable Sept 10, 2021 to holders of record Sept 1.
- Combined ratio improved to 23.3% from 101.5% in prior-year quarter.

## SEC filing metadata
- accession: 0001448893-21-000085
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2021-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889321000085/0001448893-21-000085-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889321000085/esnt-20210806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-21-000085
- JSON: https://secwatch.observer/filing/0001448893-21-000085.json
- Plain text: https://secwatch.observer/filing/0001448893-21-000085.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.