secwatch.observer — SEC 8-K summary
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Issuer:     Essent Group Ltd. (ESNT)
CIK:        0001448893
Form:       8-K
Filed at:   2021-08-06T23:59:59+00:00
Accession:  0001448893-21-000085
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Essent Q2 net income $159.8M ($1.42 EPS); raises quarterly dividend to $0.18
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- Net income $159.8M vs. $15.4M in Q2 2020; diluted EPS $1.42 vs. $0.15.
- Insurance in force $203.6B, up from $174.6B a year ago.
- Provision for losses & LAE fell to $9.7M from $175.9M in Q2 2020; default rate declined to 2.96% from 5.19%.
- Quarterly dividend increased to $0.18 per share; payable Sept 10, 2021 to holders of record Sept 1.
- Combined ratio improved to 23.3% from 101.5% in prior-year quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1448893/000144889321000085/0001448893-21-000085-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1448893/000144889321000085/esnt-20210806.htm
  HTML page:      https://secwatch.observer/filing/0001448893-21-000085

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer