{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-21-000107","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2021-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.619166+00:00","generated_at":"2026-06-28T12:01:10.231704+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Essent Q3 net income $205.4M, EPS $1.84; dividend raised to $0.19/quarterly","bullets":["Net income $205.4M ($1.84 diluted EPS) vs $124.5M ($1.11) in Q3 2020.","Quarterly dividend increased to $0.19/share; payable Dec 10, 2021 to holders of record Dec 1.","Insurance in force $208.2B at Sep 30, 2021, up from $203.6B at Jun 30 and $190.8B a year ago.","Default rate improved to 2.47% from 2.96% in prior quarter and 4.54% a year ago.","Provision for losses was a benefit of $7.5M vs expense of $55.3M in Q3 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-21-000107","json":"https://secwatch.observer/filing/0001448893-21-000107.json","markdown":"https://secwatch.observer/filing/0001448893-21-000107.md","text":"https://secwatch.observer/filing/0001448893-21-000107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889321000107/0001448893-21-000107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889321000107/esnt-20211105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T12:01:10.231704+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}