---
schema_version: "secwatch.filing_event.v1"
accession: "0001448893-21-000107"
form_type: "8-K"
ticker: "ESNT"
cik: "0001448893"
company_name: "Essent Group Ltd."
filed_at: "2021-11-05T23:59:59+00:00"
generated_at: "2026-06-28T12:01:10.231704+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Essent Q3 net income $205.4M, EPS $1.84; dividend raised to $0.19/quarterly

## Summary
- Net income $205.4M ($1.84 diluted EPS) vs $124.5M ($1.11) in Q3 2020.
- Quarterly dividend increased to $0.19/share; payable Dec 10, 2021 to holders of record Dec 1.
- Insurance in force $208.2B at Sep 30, 2021, up from $203.6B at Jun 30 and $190.8B a year ago.
- Default rate improved to 2.47% from 2.96% in prior quarter and 4.54% a year ago.
- Provision for losses was a benefit of $7.5M vs expense of $55.3M in Q3 2020.

## SEC filing metadata
- accession: 0001448893-21-000107
- form_type: 8-K
- ticker: ESNT
- cik: 0001448893
- company_name: Essent Group Ltd.
- filed_at: 2021-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1448893/000144889321000107/0001448893-21-000107-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1448893/000144889321000107/esnt-20211105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001448893-21-000107
- JSON: https://secwatch.observer/filing/0001448893-21-000107.json
- Plain text: https://secwatch.observer/filing/0001448893-21-000107.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.