secwatch.observer — SEC 8-K summary
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Issuer:     Essent Group Ltd. (ESNT)
CIK:        0001448893
Form:       8-K
Filed at:   2021-11-05T23:59:59+00:00
Accession:  0001448893-21-000107
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Essent Q3 net income $205.4M, EPS $1.84; dividend raised to $0.19/quarterly
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- Net income $205.4M ($1.84 diluted EPS) vs $124.5M ($1.11) in Q3 2020.
- Quarterly dividend increased to $0.19/share; payable Dec 10, 2021 to holders of record Dec 1.
- Insurance in force $208.2B at Sep 30, 2021, up from $203.6B at Jun 30 and $190.8B a year ago.
- Default rate improved to 2.47% from 2.96% in prior quarter and 4.54% a year ago.
- Provision for losses was a benefit of $7.5M vs expense of $55.3M in Q3 2020.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1448893/000144889321000107/0001448893-21-000107-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1448893/000144889321000107/esnt-20211105.htm
  HTML page:      https://secwatch.observer/filing/0001448893-21-000107

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer