{"schema_version":"secwatch.filing_event.v1","accession":"0001448893-22-000012","form_type":"8-K","ticker":"ESNT","cik":"0001448893","company_name":"Essent Group Ltd.","filed_at":"2022-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.521728+00:00","generated_at":"2026-06-27T08:43:33.051753+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Essent reports Q4 net income $181M ($1.64 EPS), full year $681.8M; dividend raised to $0.20","bullets":["Q4 net income $181.0M ($1.64 diluted EPS) vs $123.6M ($1.10) in Q4 2020.","Full year 2021 net income $681.8M ($6.11 diluted EPS) vs $413.0M ($3.88) in 2020.","Insurance in force $207.2B as of Dec 31, 2021; loans in default improved to 2.16% from 3.93% year ago.","Board declared quarterly dividend of $0.20/share, payable March 21, 2022, reflecting an increase.","Amended credit facility increased committed capacity to $825M, maturing Dec 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001448893-22-000012","json":"https://secwatch.observer/filing/0001448893-22-000012.json","markdown":"https://secwatch.observer/filing/0001448893-22-000012.md","text":"https://secwatch.observer/filing/0001448893-22-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000012/0001448893-22-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1448893/000144889322000012/esnt-20220211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T08:43:33.051753+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}